SBI Holdings

Basic Information

Stock Code
8473
Industry
Securities, Commodity Futures Trading
Category Detail
Securities
Prefecture
Tokyo
Establishment Year
July 1999
Listing Year
February 2002
Official Website
https://www.sbigroup.co.jp/
TSE Information
TSE Information
Yahoo! Finance
Yahoo! Finance
Other Companies
SBI Sumishin Net Bank, GMO Financial Holdings, Mitsubishi Corporation, Matsui Securities, Monex Group, NTT

Overview

SBI Holdings is a financial holding company established in 1999, a leading industry player centered on the largest online securities firm with strengths in diverse financial services and next-generation technologies.

Current Situation

SBI Holdings achieved consolidated revenue of ¥1.2105 trillion and net profit of ¥87.2 billion for the fiscal year ended March 2024, deploying multifaceted financial services domestically and internationally. Centered on its three core businesses of securities, banking, and insurance, it actively invests in next-generation fields such as cryptocurrencies, semiconductors, pharmaceuticals, and renewable energy. Through the regional bank alliance initiative, it strengthens investments and partnerships with local banks, aiming to become the 'fourth mega-bank' while expanding its business foundation primarily in overseas markets. It also promotes sustainability activities, working to improve subsidiary scandal management and strengthen risk management systems. In 2025, it plans strategic capital restructuring, including the sale of its banking subsidiary via a capital and business alliance with NTT Docomo, aiming to enhance profitability through the integration of digital technology and finance.

Trivia

Interesting Facts

  • Originally established as a financial subsidiary of SoftBank Group.
  • Has established the top position in Japan as an online securities firm.
  • Expanded into diverse fields including finance, bio, cryptocurrencies, and semiconductors.
  • Through regional bank alliance concept, invested in multiple regional banks to strengthen partnerships.
  • Became principal shareholder of Shinsei Bank in 2021, expanding influence in banking sector.
  • In cryptocurrency business, also engages in market making and mining equipment manufacturing.
  • Past subsidiary SBISL scandal led to business suspension order from Financial Services Agency.
  • Noted for connections with influential financial and government figures in amakudari positions.
  • Headquarters in Izumi Garden Tower, located in central Roppongi.
  • Builds business ecosystem through group companies spanning domestically and internationally.

Hidden Connections

  • Maintains relationship with SoftBank Group even after full independence.
  • Strengthened ties with major players through capital and business alliance with Sumitomo Mitsui Financial Group.
  • Accelerates fusion with telecom carriers through collaboration with NTT Docomo.
  • Building regional bank alliance to promote 'fourth mega-bank' concept.
  • Possesses domestically largest-scale market making technology in cryptocurrency sector.
  • Holds medical and bio-related companies under umbrella, expanding into healthcare.
  • Significantly expanding home loan specialist SBI ALAP within the group.
  • Strength in IT-finance fusion drives technological innovation across multiple fields.

Future Outlook

Growth Drivers

  • Rapid proliferation and expanded utilization of fintech technologies
  • Reorganization and growth of regional financial markets via regional bank alliance
  • Growth in cryptocurrency and digital asset markets
  • Business diversification and synergy creation through domestic and international M&A
  • New market development through fusion of medical/bio technology and finance
  • Deepening of digital banking and telecom operator collaborations
  • Growth in renewable energy business amid rising environmental awareness
  • Increased global asset management demand and strengthened international expansion
  • Expansion of investor base and growing demand for new asset management products
  • Potential for new financial services amid regulatory easing
  • Differentiation of products and services through DX promotion
  • Strengthened collaboration with government regional revitalization policies

Strategic Goals

  • Achieve group consolidated revenue exceeding ¥2 trillion centered on financial services
  • Grow regional bank alliance into 'fourth mega-bank'
  • Maintain position as domestic leader in cryptocurrency and digital asset related business
  • Build global competitiveness in next-generation pharmaceuticals and bio business
  • Establish digital economic sphere through NTT Docomo collaboration
  • Establish sustainable management considering environment and society
  • Innovate financial products and services leveraging digital technologies
  • Expand market share in asset management and investment funds domestically and internationally
  • Build sustainable regional revitalization model in collaboration with local communities
  • Strengthen advanced risk management and compliance systems

Business Segments

Online Securities Services

Overview
Provides diverse financial products online and enables high-speed trading.
Competitiveness
Japan's largest online securities platform
Customers
  • Individual Investors
  • Institutional Investors
  • Financial Institutions
  • Corporate Customers
Products
  • Stock and Bond Trading Services
  • FX Trading Platform
  • Cryptocurrency Trading Services
  • Defined Contribution Pension Management

Banking Operations Support

Overview
Strengthens support for regional bank growth and net bank operations.
Competitiveness
Fintech collaboration via regional bank alliance concept
Customers
  • Regional Banks
  • Net Banks
  • Credit Unions
  • Corporate Entities
Products
  • Deposits and Lending Products
  • Home Loans
  • Trust Bank Services
  • Business Succession Support

Non-Bank Business

Overview
Multifaceted fund intermediation through home loans and leasing.
Competitiveness
Japan's largest home loan specialist company
Customers
  • Individual Customers
  • Real Estate Operators
  • Financial Institutions
Products
  • Home Loan Brokerage
  • Real Estate Collateral Lending
  • Operating Leases

Insurance and Short-term Insurance

Overview
Possesses a diverse insurance product portfolio and is expanding in the market.
Competitiveness
Rapid product development through digitalization and multi-company collaboration
Customers
  • Individual Customers
  • Corporate Clients
  • Financial Institutions
Products
  • Life Insurance
  • Non-Life Insurance
  • Nursing Care Insurance
  • Pet Insurance

Asset Management and Fund Operations

Overview
Develops and manages diverse asset management products to support customer asset building.
Competitiveness
Extensive fund network domestically and internationally
Customers
  • Institutional Investors
  • High-Net-Worth Individuals
  • Corporate Pension Funds
Products
  • Investment Trust Management
  • Private Equity Funds
  • Real Estate Funds
  • Alternative Investments

Fintech Solutions

Overview
Develops and provides financial service systems leveraging cutting-edge technologies.
Competitiveness
Business efficiency support through innovative technologies
Customers
  • Financial Institutions
  • Payment Providers
  • Healthcare Companies
  • IT Companies
Products
  • Payment Agency Services
  • Information System Development and Operation
  • API Platform
  • Blockchain Utilization

Cryptocurrency Related Business

Overview
Supports trading and operations in the cryptocurrency sector to expand the market.
Competitiveness
Leading domestic cryptocurrency technology capabilities
Customers
  • Institutional Investors
  • Cryptocurrency Exchanges
  • Individual Investors
Products
  • Cryptocurrency Trading Platform
  • Market Making Services
  • Mining Equipment Manufacturing

Pharmaceuticals and Bio Related Business

Overview
Provides pharmaceutical and medical solutions leveraging bio technology.
Competitiveness
World-leading R&D in 5-ALA related fields
Customers
  • Pharmaceutical Companies
  • Medical Institutions
  • Research Institutions
Products
  • 5-ALA Pharmaceutical Development
  • Health Foods
  • Medical Devices
  • Medical Information Integration Systems

Real Estate Investment and Management

Overview
Provides comprehensive real estate related services.
Competitiveness
Global expansion including overseas entities
Customers
  • Real Estate Investors
  • Real Estate Management Companies
  • Corporations
Products
  • Income Property Operations
  • Condominium Development
  • Hotel Business Management
  • Real Estate Funds

Regional Revitalization Support

Overview
Supports regional economic revitalization with fintech technology.
Competitiveness
Strategic support framework via regional bank alliance concept
Customers
  • Regional Banks
  • Local Governments
  • Regional Companies
Products
  • Regional Revitalization Planning Support
  • Fintech Introduction Support
  • Regional Investment and Lending

International Remittance Services

Overview
Provides low-cost, fast international remittance services.
Competitiveness
High reliability through collaboration with Ripple
Customers
  • Individual Customers
  • Corporations
  • Financial Institutions
Products
  • International Remittance Platform
  • Digital Asset Management

Competitive Advantage

Strengths

  • Diverse lineup of financial businesses
  • Efficient trading infrastructure leveraging the internet
  • Aggressive domestic and international M&A and business expansion strategy
  • Investments in cutting-edge technologies (fintech, cryptocurrencies, etc.)
  • Strengthened collaboration with regional banks via regional bank alliance
  • Management stance focused on long-term stable growth
  • Strong leadership from top management and executive team
  • Broad customer base and group network
  • Global business development capabilities
  • One-stop services from insurance to asset management
  • High brand recognition and customer trust
  • Strong corporate sales and B2B network
  • Expansion into diverse specialized fields
  • High regulatory compliance capabilities
  • Synergies as a comprehensive financial group

Competitive Advantages

  • Brand and system infrastructure as Japan's top online securities firm
  • Low-cost financial services powered by IT technology
  • Improved customer loyalty through combinations of diverse financial products
  • Pioneering position in blockchain and cryptocurrency sectors
  • Superiority in regional markets through strategic alliances with regional banks
  • New market development through integration of financial services and medical/bio
  • Solid capital base and flexible investment capabilities
  • Market entry and expansion via global M&A
  • Comprehensive insurance product network and responsive product planning
  • Advanced risk management and compliance systems
  • Customer touchpoints secured across diverse channels
  • Forward-looking business portfolio management
  • Distinctive brand portfolio and conglomerate structure
  • Digitalization and innovative IT development capabilities
  • Strategic talent utilization and expert networks

Threats

  • Risks from strengthened financial regulations constraining business
  • Intensifying competition in the online securities market
  • Instability and regulatory trends in cryptocurrency markets
  • Destabilization of domestic regional banks' financial bases
  • Fluctuations in global economy and financial conditions
  • Increasing IT security and cyber risks
  • Low interest rates and low profitability in asset management markets
  • Threats from technological innovations by new entrants
  • Impact of exchange rate fluctuations on overseas revenue
  • Risk of dependence on top management
  • Image damage from past internal control deficiencies
  • Concerns over business suspension due to natural disasters or social unrest

Innovations

2024: Capital and Business Alliance with NTT Docomo

Overview
Announced alliance to sell shares of SBI Sumishin Net Bank to NTT Docomo to expand economic sphere.
Impact
Strengthens collaboration with telecom carriers to create new businesses.

2023: Establishment of SBI Leos Hifumi

Overview
Strategic reorganization of asset management business with establishment of SBI Leos Hifumi to improve operational efficiency.
Impact
Contributes to enhanced investment trust management and revenue growth.

2023: Capital and Business Alliance with Miknai

Overview
Entered capital and business alliance with Miknai to strengthen cooperation in human resources field.
Impact
Promotes new development in human resources business.

2022: Capital and Business Alliance with Sumitomo Mitsui Financial Group

Overview
Deepened financial service collaboration through capital and business alliance with Japan's largest financial group.
Impact
Strengthens management base and creates synergies.

2021: TOB for SBI Shinsei Bank

Overview
Conducted tender offer for Shinsei Bank to become principal shareholder and expand banking business.
Impact
Strengthens group banking business foundation and expands revenue.

2020: Acquisition of All Shares in Cryptocurrency Exchange TaoTao

Overview
Made LINE Yahoo-affiliated cryptocurrency exchange TaoTao a wholly-owned subsidiary.
Impact
Enhances market competitiveness in cryptocurrency sector.

2020: Full Acquisition of Livestar Securities

Overview
Acquired all shares in Livestar Securities to strengthen online securities functions.
Impact
Contributes to diversification of securities business services.

2023: JSMC Holdings Establishes Preparatory Company for Semiconductor Foundry

Overview
Established preparatory company in anticipation of future semiconductor manufacturing business.
Impact
Promotes expansion into new business fields.

Sustainability

  • Participation in renewable energy business to reduce environmental impact
  • Support for sustainable regional economic development through regional revitalization
  • Resource savings through proliferation of digital financial services
  • Strengthened corporate governance and thorough compliance
  • Contribution to social health improvement through next-generation medical products