Listed Companies Info

Consumer and business finance plays an important role in meeting diverse funding needs of individuals and small to medium enterprises, supporting the smooth functioning of economic activities. They provide flexible financial services that complement bank lending, including card loans and credit cards for consumers, and business loans for enterprises. Through rapid examination and loan execution, they support urgent funding needs and business opportunity acquisition, promoting quality of life improvement for individuals and corporate growth. The industry is significantly improving service convenience and security through digital technology utilization. Customer experience improvement is advancing through rapid and precise examination using AI credit models, easy application and management via smartphone apps, and advanced security through biometric authentication. Through big data analysis, they appropriately evaluate individual customer repayment capacity, realizing prevention of excessive lending and sound lending practices. Additionally, through integration with cashless payment services, they provide highly convenient comprehensive financial services. Consumer and business finance maintains social trust through responsible lending. Through enhancement of financial education and consultation services, they support appropriate fund utilization and strive to prevent multiple debt problems. Through capital supply to small and medium enterprises, they contribute to regional economic revitalization and job creation. Furthermore, through strict compliance systems and highly transparent information disclosure, they contribute to the development of sound financial markets.