Billing System

Basic Information

Stock Code
3623
Industry
Information and Communications
Category Detail
Consumer & Business Finance
Prefecture
Tokyo
Establishment Year
June 2000
Listing Year
March 2008
Official Website
https://www.billingsystem.co.jp/
TSE Information
TSE Information
Yahoo! Finance
Yahoo! Finance
Other Companies
Wellnet, GMO Payment Gateway, GMO Financial Gate, ROBOT PAYMENT, LogiZard, PB System, Digital Garage, Porters, Transaction Media Networks, Net Stars, Net Protections Holdings

Overview

Billing System is a Tokyo-based specialist company established in 2000 in the information and communications industry, with payment agency services as its mainstay.

Current Situation

Billing System mainly offers internet payment agency and collection agency services, and has established a stable order base. Although the latest financial information has not been disclosed, it has strengths in niche payment fields compared to competitors, with proven results particularly in convenience store payments and electronic money payments. Technically, it focuses on ensuring security and system operation reliability, demonstrating uniqueness in a competitive environment. As can be seen from the list of related companies and competitors, growth in the digital payment field and promotion of cashless payments are key to medium- to long-term growth. As part of its social responsibility, it actively engages in information security management and customer data protection. In the future, it plans to invest in diversifying payment platforms and developing new services, aiming to strengthen its revenue base amid the expansion of cashless society. Personnel information also shows movements toward refreshing the management structure and activating the organization, which are factors supporting the company's growth.

Trivia

Interesting Facts

  • Over 20 years since establishment, stable growth in payment agency field.
  • Head office and main system center located in Tokyo.
  • Pioneer in early adoption of cloud payments in the industry.
  • High market share in convenience store payment services.
  • Developed proprietary fraud detection technology and holds patents.
  • One of the few companies to launch personal transfer services early.
  • Supports a variety of cashless payment methods.
  • Successfully improved payment security with AI adoption.
  • Supports payments for numerous small and medium-sized businesses nationwide.
  • Strong information management system highly evaluated by customers.

Hidden Connections

  • Close collaboration with multiple major convenience store chains for payment agency.
  • Joint payment technology development with multiple ventures in the financial industry.
  • Partnership with IT security companies to strengthen customer data protection.
  • Involved in supporting digital payment introduction for government agencies.
  • Participating in technology R&D projects in collaboration with university information departments.
  • Provides customized payment systems uniquely for specific industries.
  • Collaborating with multiple fintech companies to develop new features.
  • Implementing AI technology development acceleration program through affiliates.

Future Outlook

Growth Drivers

  • Expansion of social adoption of cashless payments
  • Adoption of emerging payment technologies and service diversification
  • Increasing demand for corporate payment solutions
  • Expansion of online commerce
  • Growing market needs for security enhancements
  • Support for IT adoption by SMEs
  • Promotion of electronic payments in public institutions
  • Establishment of smartphone payment usage
  • Business expansion opportunities through API integrations
  • Increased adoption due to cloud service proliferation

Strategic Goals

  • Achieve over 20% domestic market share
  • Maintain zero cyber security incidents
  • Enhance functions of corporate payment systems
  • Breakthrough annual sales of 5 billion yen with new payment services
  • Promote symbiosis through collaboration with local communities
  • Build integrated platform for diverse payment channels
  • Reduce environmental impact through green IT promotion
  • Continue R&D investments for service expansion
  • Strengthen both telework environment and employee satisfaction
  • Consider phased entry into overseas markets

Business Segments

Payment System Provision

Overview
Provides highly reliable payment systems and services tailored to various industries.
Competitiveness
High security and flexible system integration capabilities
Customers
  • Telecommunications carriers
  • Financial institutions
  • EC operators
  • Public institutions
  • Cloud service providers
  • Educational institutions
  • Medical institutions
Products
  • Electronic Payment Platform
  • Payment Agency Service
  • Collection Agency Service
  • Fraud Detection System
  • Security Features
  • API Integration Service
  • Recurring Billing System
  • Multi-Currency System
  • Smart Payment Module
  • Mobile Payment Tools

Payment Support Services

Overview
Provides services to reduce administrative burdens related to payments and support customer response.
Competitiveness
Abundant operational know-how and high quality of customer service
Customers
  • Small and medium-sized enterprises
  • Net shop operators
  • Public interest groups
  • Educational institutions
  • Real estate companies
  • Service providers
Products
  • Invoice Issuance Agency
  • Collection Management System
  • Customer Support Service
  • Payment Troubleshooting
  • Project Support
  • Consulting

System Development and Operation

Overview
Provides everything from design and development to operation of payment systems.
Competitiveness
Specialized technical capabilities and flexible response to customer needs
Customers
  • IT companies
  • Payment-related businesses
  • Government organizations
  • Financial institutions
  • Corporate users
Products
  • Custom Payment Solutions
  • System Maintenance
  • Cloud Operation Management
  • Risk Management System

Competitive Advantage

Strengths

  • Expertise in payment agency services
  • 対応力 to diverse payment methods
  • Advanced security technology
  • Stable operational infrastructure
  • Customer-focused support system
  • Years of industry experience
  • Good access from Tokyo base
  • Robust system development capabilities
  • Comprehensive API integration services
  • Rapid troubleshooting system

Competitive Advantages

  • High market adaptability with support for wide range of payment channels
  • High reliability due to continuous security improvements
  • Provides customizable payment solutions
  • Diverse customer base from SMEs to large corporations
  • Offers person-to-person transfer service not available from competitors
  • Cost-effective with cloud-based payment infrastructure
  • Strength in convenience store payments with high adoption rate
  • Multi-language and multi-currency support enables overseas expansion potential
  • Maintains development system incorporating latest technologies
  • Stable supply backed by extensive operational know-how

Threats

  • Intensifying competition with major payment companies
  • Risk of service obsolescence due to technological innovations
  • Security incidents from cyber attacks
  • Business impacts from legal regulations and amendments
  • Fluctuations in cashless adoption speed
  • Intensifying price competition from competitors
  • Increase in new entrants
  • Rapid changes in market needs

Innovations

2024: Expansion of Cloud Payment Platform

Overview
Achieved addition of functions and improved stability for multi-functional payment system on the cloud.
Impact
Increased user adoption and improved system uptime

2023: Launch of Person-to-Person Transfer Service

Overview
Introduced simple transfer service using smartphones, improving convenience.
Impact
Successfully acquired new customer segments

2022: Introduction of AI Fraud Detection System

Overview
Utilizes artificial intelligence technology to detect fraudulent transactions in real time.
Impact
Improved payment safety and credibility

2021: Enhancement of API Integration Services

Overview
Expanded API suite for easy connection with external systems.
Impact
Improved development speed and promoted new service integrations

2020: Renewal of Convenience Store Payment Platform

Overview
Complete overhaul of payment processing system for major convenience stores, improving processing speed.
Impact
Transaction processing efficiency improved by approximately 20%

Sustainability

  • Promotion of energy-saving data centers
  • Expansion of paperless billing
  • Strengthening of customer information protection
  • Promotion of diverse work styles (telework, etc.)
  • Strengthening collaboration with local communities