Capital Asset Planning

Basic Information

Stock Code
3965
Industry
Information and Communications
Category Detail
Systems & Software
Prefecture
Osaka Prefecture
Establishment Year
April 1990
Listing Year
October 2016
Official Website
https://www2.cap-net.co.jp/
TSE Information
TSE Information
Yahoo! Finance
Yahoo! Finance
Other Companies
Fixstars, Nihon System Technology, Base, Cresco, TDC Soft, Alpha Systems, Tokei Densan, P.A., SSSK HD, Chugoku Kō, CEC, NSW, NSD

Overview

Capital Asset Planning is an information and communications industry company founded in 1990, centering on the development of life insurance sales systems and deploying services with high expertise and close customer contact.

Current Situation

Capital Asset Planning achieved sales of approximately 6.9 billion yen and operating profit of approximately 170 million yen in the fiscal year ended September 2020, maintaining a stable revenue base. It primarily provides system development and consulting services to the life insurance industry, with strengths in advanced insurance sales support solutions compared to competitors. In recent years, it has introduced an AI-based legal compliance check system for insurance documents, contributing to customer business efficiency. It has acquired certifications for information security and personal data protection, maintaining high reliability. From a sustainability perspective, it endeavors to reduce environmental impact through the use of cloud systems. Moving forward, it plans to promote digital transformation and expand partner companies, aiming for market share expansion and new system development toward 2030. It has bases in Tokyo, Osaka, and Fukuoka, strengthening multifaceted service deployments in response to system needs in the financial industry.

Trivia

Interesting Facts

  • Life insurance system specialist company established in 1990.
  • Established industry-academia collaboration course with Hitotsubashi University Graduate School.
  • Pioneer in applying AI technology to insurance sales documents.
  • Information and communications company with multiple bases nationwide.
  • Independent company specialized in systems for the financial industry.

Hidden Connections

  • Advanced financial big data utilization through business alliance with Money Forward.
  • Expanded sales channels through capital and business alliance with Canon Marketing Japan.
  • Accelerated AI application development through collaboration with GAIA Co., Ltd.
  • Operates joint gateway systems with numerous insurance companies.

Future Outlook

Growth Drivers

  • Expansion of digital transformation in the life insurance industry.
  • Increased demand for efficiency from AI and cloud technology adoption.
  • Rising regulatory strengthening and security needs in the financial industry.
  • Strengthened product development through synergy with partner companies.
  • Diversification of customer base and sophistication of financial products.

Strategic Goals

  • New system sales ratio using AI technology exceeding 40%.
  • Market share expansion in life insurance industry and become major partner.
  • Achieve carbon neutrality across the company.
  • Maintain customer satisfaction at industry top level.
  • Complete preparations for overseas expansion of financial DX solutions.

Business Segments

System Development for Life Insurance Industry

Overview
Undertakes commissioned development and implementation support for systems specialized in life insurance sales support.
Competitiveness
Precise response to customer needs with industry-specific solutions
Customers
  • Life insurance companies
  • Casualty insurance agencies
  • Bank counters
  • Financial sales companies
  • Consulting firms
  • Sales agency networks
  • Insurance planners
Products
  • Sales support systems
  • Quote creation systems
  • Application form management tools
  • Customer management systems
  • AI document check systems

Financial Asset Building and Management Support Systems

Overview
Provides IT system development and implementation support for financial asset management.
Competitiveness
Development capabilities for high-function investment advisory tools
Customers
  • Accounting firms
  • Independent financial planners
  • Securities companies
  • Private bankers
  • Financial institutions
Products
  • Asset management systems
  • Investment policy statement creation tools
  • Asset allocation tools

Consulting Services

Overview
Provides consulting services for IT implementation and business efficiency improvement.
Competitiveness
Optimal proposals based on industry knowledge
Customers
  • Financial industry customers
  • System implementation companies
  • Sales agencies
Products
  • System implementation support
  • Business process improvement
  • AI utilization support

Competitive Advantage

Strengths

  • Extensive know-how in the life insurance industry
  • High system development technology
  • Customer-oriented support structure
  • AI-based legal compliance check technology
  • Secure information management and certifications

Competitive Advantages

  • Deep customer understanding through industry specialization as a strength
  • Operational track record with systems for multiple insurance companies
  • Flexibility and cost efficiency from cloud technology adoption
  • Automation of document management via AI technology
  • Advanced personal data protection framework

Threats

  • Intensifying competition in financial IT industry
  • Need for rapid response to regulatory and legal changes
  • Risk of increased costs for new technology adoption
  • Customer companies promoting in-house development
  • Rising cyber security threats

Innovations

2022: Introduced AI-Equipped Insurance Document Legal Compliance Check System

Overview
Developed and introduced a system for automatic detection of legal risks in life insurance pamphlets.
Impact
Achieves strengthened legal compliance and business efficiency

2021: Launched Cloud-Based Customer Center System

Overview
Developed a cloud-based customer response management system for multiple life insurance companies.
Impact
Promotes operational cost reduction and flexible service provision

2020: Joint Development of Comprehensive Asset Building Advisory System

Overview
Collaborated with Money Forward to jointly develop integrated asset management software.
Impact
Strengthens financial asset management support functions

Sustainability

  • Reducing environmental impact through cloud services
  • Strengthening information security and personal data protection
  • Providing IT solutions for regional economic revitalization
  • Promoting employee-friendly work environments
  • Establishing ethical AI utilization guidelines